Karthik has been outstanding helping us obtain finance for an investment property. He gave us plenty of options & was able to offer us a sharp rate & a great deal. Communication was constant (even after hours) & nothing was left to chance. His promptness liaising between us & the bank was seamless. I would highly recommend him to family & friends & will be using him again for our next investment purchase & refinancing in the future. 10/10
We were extremely fortunate to be in the hands of Karthik! His expertise was beyond professional & we were always aware and updated of what was happening during the process of our approval. Constant communication & clarity were our biggest priorities and Karthik went above and beyond to make sure we were happy and always aware of the in’s and out’s of the process, Thank you again Karthik !
We refinance through Willowtree Finance and they could not have been better. From start to finish they were there for us released equity so we could get an investment property and a bit extra for some minor upgrades to our property. Always went the extra mile to make sure everything was how we wanted and got as great rate too.
WillowTree -Came to me through House Land and Co, vetted and endorsed.
Now__
The very best I know in the business!
Cannot endorse manner, vigilance and success more highly.
Reply from Willow Tree Finance
2025.11.16
Hi Stephen,
Thank you so much for your incredible review and for trusting Willowtree after being referred by House Land and Co.
It truly means a lot to hear that you see us as “the very best” in the business – we work hard to be thorough, vigilant and outcomes-focused for every client, so your feedback really hits home.
It’s been a pleasure working with you, and I’m grateful for your support and endorsement. If there’s ever anything more we can do to help you or anyone you refer our way, we’re always here.
Warm regards,
Karthik
Willowtree Finance
Thank you so much for your incredible review and for trusting Willowtree after being referred by House Land and Co.
It truly means a lot to hear that you see us as “the very best” in the business – we work hard to be thorough, vigilant and outcomes-focused for every client, so your feedback really hits home.
It’s been a pleasure working with you, and I’m grateful for your support and endorsement. If there’s ever anything more we can do to help you or anyone you refer our way, we’re always here.
Warm regards,
Karthik
Willowtree Finance
Exceptional service! You took the time to understand our situation and provided tailored options that worked perfectly for us. Karthik you and your team was responsive, patient, and always willing to explain details. We felt supported every step of the way. Thank you
Reply from Willow Tree Finance
2025.11.16
Hi Rubal,
Thank you so much for your beautiful review 🙏
It was a pleasure working with you and taking the time to really understand your situation – I’m glad the options we put together suited you so well. The team and I are thrilled to hear you felt supported, informed, and comfortable throughout the process.
If you ever have questions down the track or need help with anything else, we’re only a call or email away.
Warm regards,
Karthik
Willowtree Finance
Thank you so much for your beautiful review 🙏
It was a pleasure working with you and taking the time to really understand your situation – I’m glad the options we put together suited you so well. The team and I are thrilled to hear you felt supported, informed, and comfortable throughout the process.
If you ever have questions down the track or need help with anything else, we’re only a call or email away.
Warm regards,
Karthik
Willowtree Finance
We just recently settled our investment property and we can't be happier with the outcome. Karthik did an amazing job getting our home loan approved within the target date of our settlement and we also end up saving around $20k for getting the bank to approved our loan instead of non-bank lender. We also got a low interest rate compared to our initial loan plan. We look forward to working again with Karthik for our next investment property journey, Lord willing... We highly recommend this bloke.
Reply from Willow Tree Finance
2025.10.24
Thanks so much Lorraine! Great to know you had a 5-star experience. If we can help with anything else—or support friends or family—please reach out anytime.
Absolutely amazing service from start to finish!
My broker was always professional, patient and easy to communicate with. He explained everything clearly and made the whole process smooth. Every question I had was answered quickly, and he always kept me updated on progress. I really appreciate his effort and attention to detail 🙏🏽
highly recommend to anyone looking for a reliable and honest broker!
Reply from Willow Tree Finance
2025.10.20
Thank you, Mahdi! Truly appreciate your 5-star review and the trust you’ve placed in Willowtree Finance. It’s been a pleasure supporting you, and we’re thrilled to hear you had a great experience. Always here whenever you need finance guidance in the future!
I went to Karthik with a spreadsheet full of questions and a head full of doubts. He translated bank-speak into plain English, mapped out options I hadn’t considered, and checked in before I even needed to ask. I still hesitated about starting, but after a few more conversations he laid everything out clearly and kept me updated from the moment I found my property through to full approval on my first home. He secured a competitive rate and made the whole process stress-free. I couldn’t recommend him more highly. If you want a broker who thinks like a strategist and communicates like a friend, Karthik is the one.
Reply from Willow Tree Finance
2025.10.20
Thanks so much for your kind words, Chido! Really appreciate you taking the time to share your experience. It was a pleasure assisting you, and I'm glad you were happy with the service. If you ever need anything in future, we’re always here to help!
I had the pleasure of working with Karthik as my mortgage broker, and I couldn’t be more impressed with his expertise and service. From start to finish, he made the entire process smooth and stress-free. Karthik not only understands the market inside out but also takes the time to explain every detail in simple terms. He was always available to answer questions and provided tailored solutions that truly worked in my favour.
If you’re looking for someone who is knowledgeable, reliable, and genuinely cares about helping you reach your financial goals, Karthik is the person to call. Highly recommended!
Reply from Willow Tree Finance
2025.06.25
Thank you Richi for the fantastic 5-star review! We're so glad we could assist you with your financial needs. Your feedback means a lot to us, and we look forward to working with you again in the future!
Karthik and the team at Willowtree Finance have helped my business immensely with securing finance and also being incredibly helpful with providing options and advice for what I need to drive my business forward.
Have happily recommended to friends and family, 5 star knowledge and customer service!
Reply from Willow Tree Finance
2025.06.25
Thank you Shannon so much for your 5-star review! We're thrilled to hear that you had a great experience with Willowtree Finance. If you need any further assistance, don't hesitate to reach out. We look forward to helping you again in the future!
Karthik has been incredibly helpful in securing various types of loans for me. They have extensive experience in obtaining residential, commercial, and asset finance loans. Additionally, Karthik can assist with foreign investor loans. I strongly recommend their services for anyone in need of financial assistance.
Reply from Willow Tree Finance
2025.05.28
Thank you Moby. It was our pleasure assisting you with your finance needs.
Karthik was exceptional in helping us secure our home loan. He was professional, responsive, and explained everything clearly. The process was smooth from start to finish. We truly appreciated his guidance and support. Highly recommend Karthik for anyone looking for reliable and expert mortgage advice
Reply from Willow Tree Finance
2025.04.02
Thank you Thaveesh, it was our pleasure assisting with the finance.
A true professional who did everything in his capacity to make the refinance process as seamless as possible for me. I got my refinancing done without any hassle and it was really quick. Thank you @KarthikRamakishnan.
Highly recommended 👌
Reply from Willow Tree Finance
2025.02.28
Thank you Anil, it was a pleasure assisting you.
Karthik looked after us from the very first moment of our journey. We had a complicated situation but Karthik reassured us all the way, he communicated with us continually and was only a phone call away when we had questions. Karthik worked long and hard to get us our finances to build our dream home. We couldn't have had a better broker to work with, and we would definitely recommend him to our friends and family, and we would use him again. Thank you, Karthik for going above and beyond for us.🙏😃
Reply from Willow Tree Finance
2025.01.15
Hi Zoe, thank you for your great review. It was a pleasure assisting you and Andrew with your finance to help you now build your dream home.
Karthik was incredibly helpful and patient with structuring our loan strategy and ensuring we got the right loan structure as well as highly competitive rates. Highly recommend!
Reply from Willow Tree Finance
2025.01.13
It was a pleasure to assist you Venkat, thank you for the positive feedback.
The team at Willowtree Finance provided exceptionally good service with the loan we sought.
They were reliable, professional and most of all very good at providing with ongoing feedback as to where the application stood at.
Would not hesitate to recommend to family and friends.
Reply from Willow Tree Finance
2025.01.13
It was great to be of assistance Aruna, thank you for such positive feedback.
Extremely satisfied with Karthik and his team at Willowtree finance for their help in securing our loan for the purchase of our home.Highly recommend using Willowtree finance for all your financial needs.
Reply from Willow Tree Finance
2025.01.13
Thank you Venkataram for the great feedback.